Luxury Villas Costa Blanca 2026: Complete Buying Guide

Introduction

Costa Blanca is Spain's most exclusive destination for luxury villas and premium properties. With over 300 days of sunshine per year, crystal-clear beaches and world-class infrastructure, this Mediterranean region attracts high-net-worth international buyers from across Europe.

In 2026, the luxury property market in Costa Blanca continues to grow, with prices ranging from €800,000 to €15 million for the most exclusive properties. This guide will help you understand what defines a luxury property, where to find the best opportunities, and how to complete the buying process as a foreign buyer.

What Defines a Luxury Property in Costa Blanca?

A luxury villa in Costa Blanca is characterized by several key factors that distinguish it from the standard market:

Minimum price: Luxury properties generally start from €800,000, although truly exclusive villas exceed €2 million.

Premium location: Beachfront first line, private gated communities with 24-hour security, or hillside locations with panoramic Mediterranean Sea views.

Exclusive features:

• Infinity pools with sea views
• Smart home automation systems
• High-end finishes (marble, noble wood)
• Landscaped outdoor spaces designed by professionals
• Multi-car garages
• Private gyms and spas

Size: Luxury villas typically have between 300 m² and 1,000 m² of built area, with plots of 1,000 m² to 5,000 m² or more.

Best Areas for Luxury Villas in Costa Blanca

1. Altea Hills - The Crown Jewel of Costa Blanca

Altea Hills is the most prestigious luxury urbanization in all of Costa Blanca. Known as the "Spanish Beverly Hills," it offers:

• 24/7 security with access control
• Exclusive social club with restaurant
• Panoramic views of the sea and Sierra de Bernia mountains
• Properties from €1.5 million to €8 million

Villas in Altea Hills stand out for their modern architecture, infinity pools and total privacy. It's the preferred destination for German, Dutch and Scandinavian high-net-worth buyers.

2. Jávea (Xàbia) - Mediterranean Elegance

Jávea combines traditional charm with contemporary luxury. Its three centers (historic village, port and Arenal) offer different lifestyles:

• El Tosalet and La Corona: Exclusive urbanizations with villas from €2-6 million
• Arenal beachfront: Luxury apartments from €800,000
• Montgó: Villas with spectacular views

Jávea is especially popular among British and French buyers seeking an established international community.

3. Moraira - Exclusivity and Tranquility

Moraira maintains its fishing village character while offering some of the most exclusive properties in the region:

• El Portet and Cap Blanc: Seafront villas from €2.5 million
• Benimeit: Properties with private vineyards
• No high-rise buildings - maximum 2 floors

The luxury market in Moraira is dominated by German and Swiss buyers who value discretion and quality of life.

4. Calpe - Views of the Peñón de Ifach

Calpe offers luxury properties with views of the iconic Peñón de Ifach, a Natural Heritage site:

• La Fustera and Maryvilla: Villas from €1.2 million
• Excellent infrastructure (hospitals, shops, restaurants)
• Alicante Airport 75 minutes away

At Casa Rica Estate, we currently have an impressive luxury seafront villa in Calpe with 3 private pools for €2.5 million.

5. Benissa and Cumbre del Sol

The Cumbre del Sol area in Benissa offers one of the best value-for-money options for luxury properties:

• Private gated urbanization with security
• Modern villas from €900,000
• Access to pristine coves
• Diverse international community

Luxury Villa Prices Costa Blanca 2026

The luxury property market in Costa Blanca shows strong price growth in 2026:

• Altea Hills: €1.5M - €8M (average €3.2M)
• Jávea Premium: €1.2M - €6M (average €2.8M)
• Moraira Seafront: €2M - €7M (average €3.5M)
• Calpe Luxury: €800K - €4M (average €1.8M)
• Cumbre del Sol: €700K - €2.5M (average €1.2M)

2026 Trend: Luxury property prices have increased by 8-12% annually since 2022, driven by demand from Northern European buyers and a shortage of new high-end construction.

Most Sought-After Luxury Villa Features

Smart Home Technology

Modern luxury villas in Costa Blanca include advanced home automation systems:

• Lighting, climate and blind control via app
• Security systems with CCTV and remote access
• Energy management with solar panels
• Multi-room audio and home cinema

At Casa Rica Estate, we highlight our Villa AH130 in Altea with a 12kW solar system that reduces energy costs to virtually zero.

Infinity Pools and Outdoor Spaces

The Mediterranean climate allows enjoying the outdoors for 10 months a year. Luxury villas include:

• Infinity pools with sea views
• Fully equipped outdoor kitchens
• Relaxation areas with bioclimatic pergolas
• Designed gardens with automatic irrigation

High-Level Security

Security is a priority for international buyers:

• Gated communities with 24/7 surveillance
• Alarm systems connected to monitoring centers
• Smart locks and video intercoms
• Security cameras with cloud storage

Buying Process for Foreign Buyers

Step 1: Obtain NIE

The NIE (Foreigner Identification Number) is mandatory for any real estate transaction in Spain. You can obtain it at Spanish consulates or the Foreigner's office in Spain. The process takes approximately 2-4 weeks. Check our complete NIE Spain 2026 guide.

Step 2: Open Spanish Bank Account

You'll need a Spanish bank account to transfer funds, set up direct debits for taxes and utilities, and manage mortgage if applicable. Main banks with international client experience: Sabadell, CaixaBank, BBVA.

Step 3: Legal Due Diligence

It's essential to hire an independent lawyer who verifies title, building permits, outstanding fees, and urban planning status.

Step 4: Reservation Contract (Arras)

The arras contract reserves the property with a 10% deposit, establishing final price, deadline, and penalties.

Step 5: Public Deed

The sale is formalized before a Spanish notary. Additional costs to budget:

• Transfer Tax (ITP): 10%
• Notary: 0.5-1%
• Property Registry: 0.3-0.5%
• Lawyer: 1%
• Total: ~12-13%

Financing Luxury Properties

Spanish banks offer mortgages to non-residents with specific conditions:

• Maximum LTV: 60-70% of appraised value
• Term: Up to 20-25 years
• Interest rate: Euribor + 1-2% (variable) or 3-4% (fixed)

For luxury properties over €2 million, some banks offer private banking with personalized conditions. Check our guide to Spanish mortgages for foreigners.

Annual Taxes on Luxury Properties

• IBI (Municipal tax): €1,000 - €5,000 annually
• Wealth Tax: 0.2% - 2.5% if net assets exceed €700K
• Non-Resident Income Tax: 1.1% of cadastral value × 24% if not renting

Complete guide to Spanish property taxes 2026.

Why Choose Costa Blanca for Luxury Properties?

• Exceptional climate: 300+ days of sunshine, mild winters (12-18°C)
• Connectivity: Alicante-Elche Airport with 150+ European destinations
• Quality healthcare: Private international hospitals (Clínica Benidorm, IMED)
• International community: British, German, Dutch, Belgian and Scandinavian residents
• Gastronomy: Michelin-starred restaurants (Quique Dacosta, BonAmb)

Luxury Properties Available at Casa Rica Estate

We currently have an exclusive selection of luxury villas:

1. Villa Primera Línea El Campello - €3,800,000 (Beachfront, 500 m²)
2. Villa with 3 Pools Calpe - €2,500,000 (Seafront, Peñón views)
3. Eco Villa Altea - €2,450,000 (12kW solar system)

Frequently Asked Questions

How much does a luxury villa cost in Costa Blanca?

Luxury villas in Costa Blanca have prices starting from €800,000 for modern villas up to over €10 million for seafront properties in exclusive areas like Altea Hills, Jávea or Moraira. The average price in 2026 is approximately €2.5 million.

What is the best area to buy luxury property in Costa Blanca?

The best areas are Altea Hills (most exclusive), Jávea (international community), Moraira (maximum privacy), Calpe (Peñón views) and Cumbre del Sol (best value). The choice depends on your priorities: privacy, community, views or budget.

Can foreigners buy luxury properties in Spain?

Yes, foreigners can buy any property in Spain without restrictions. You only need an NIE (Foreigner Identification Number) and follow the standard legal process. Residency is not required to buy.

How much tax do you pay when buying a luxury villa?

When buying resale property in Valencia Region you pay 10% Transfer Tax (ITP), plus approximately 2-3% for notary, registry and lawyer. Total: budget 12-13% of purchase price in additional costs.

What does a typical luxury villa in Costa Blanca include?

Luxury villas typically include: infinity pool, smart home systems, 24/7 security, outdoor kitchens, high-end finishes (marble, noble wood), multiple terraces with sea views, and plots of 1,000 m² or more.

Is 2026 a good time to buy luxury property in Costa Blanca?

The luxury market remains solid in 2026, with consistent demand from Northern European buyers. Prices have risen 8-12% annually since 2022, indicating a stable market with appreciation potential.

Last updated: January 2026

Sources: Engel & Völkers Costa Blanca Market Report 2025, Lucas Fox Luxury Property Index, Idealista Analytics